Michael J. Roy - Principle Planner
With over 18 years of experience in financial services, I am a seasoned wealth manager and trusted adviser. I strive to help families and small businesses in the San Diego area. As a Regional Vice President at Fisher Investments, I oversaw the service, growth, and retention of institutional and private clients, contributing to nearly $1 billion in new client assets and ongoing revenue since 2005. At Roi FP I'm able to provide a high level of service of a large firm while maintaining the personal experience of a small one. I've also been pursuing a CFP® certification from Northwestern University, which will further enhance my skills and knowledge in personal and corporate finance and strategy.
Retirement Planning
Social Security strategy, 401(k) rollovers, Roth IRA conversions Tax-efficient income + distributions, Pension payout planning Medicare planning
Your financial journey has many moving parts. What matters most is how they all work together to help you achieve your life goals.
Investment Management
"To invest without a plan is planning on Failure"
Ben Franklin
Portfolio Construction, Retirement Income, Strategy, Asset Allocation, Asset Location, Dynamic Tax Loss Harvesting, Rebalancing, Asset Protection, Private Equity Exit Planning, Risk Management
Tax Planning
Dividend Management, 1031 Exchange, Advice , Capital Gains Minimization, Charitable Gifting, HSA / FSA / 529 Plans, Navigating New Tax Law, Tax Lot Optimization, Multi-year Roth Conversion Strategy, Tax-efficient Distribution Strategy